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February 20, 2020

Embarc Collective, Tampa, FL

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Ron Karpovich, Global Head of e-Commerce


With 20 years of banking experience, Ron is an innovator in the payments space with a proven track record of creating valuable lines of business and revenue opportunities for both banks and merchants.


With a particular focus on online and mobile technology, he is a specialist in Cross-Border Payments for corporate and institutional clients. Having rolled out electronic payment product offerings to over 50 countries worldwide, he has a wealth of specialist knowledge in both the regulatory and business requirements of most emerging markets.

Specialties: Product Management, Product Design, Foreign Exchange, Money Markets, Fixed Income, eCommerce, Algorithmic Trading, STP, High Frequency Trading, Global Trading, Online Trading, Wholesale Banking, Mobile Payments, Mobile Remittance, NFC, Mobile Wallets, Merchant Payments, Card Payments, Cross-border Payments, Payment Processing, Merchant Acquiring, Mobile Strategy, Corporate Payments, Swift Wires, ACH, Low Value Payments, Online Retailing, Treasury Management, Cash Management, Virtual Currencies, BitCoin, Passive FX, Remittance. 

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Digital Business Models

The e-Commerce space is a key strategic opportunity, as e-marketplaces and the gig economygain global traction and traditional industries adopt digital business models. The eCommerceSolutions team is responsible for designing and scaling enterprise solutions that incorporate aspects of the firm's holistic offering across Global Payments, Foreign Exchange, Merchant Acquiring, Commercial Card, Trade and Digital Retail Banking.

Maximizing Commercialization

The JPMorgan e-Commerce team maximizes commercialization of our capabilities through proactive client engagement. Developing this client insight, along with a continuous pulse on the latest e-Commerce market trends, will continue to inform our product evolution and road map.

Global Wholesale Solutions